Welcome to one of the most informative websites available for Ladera Ranch Real Estate. The history of Ladera Ranch and the cities that were created from it actually date back to 1882 and has continued over time as a family tradition built on a legacy of ranching. Ladera Ranch is an unincorporated planned community located in south Orange County California just outside the city limits of San Juan Capistrano, Rancho Santa Margarita and Mission Viejo.
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Inman News :.
Realtor.Org :.
Posted By Eric Israel on August 17, 2010
Contrary to popular belief, the market here in Ladera is very steady as referenced in this page which outlines and details current and past activity. If you are searching for a bargain, take your time and study the market. If you are trying to sell your home, you need to study the market and know what your competition is before pricing your home. For more information on Ladera Ranch, please contact us here.
Posted By Eric Israel on August 11, 2010
What a great season the Ladera Ranch Liquids swim team had this year. Congratulations to all. For those of you looking to find more information on the Ladera Ranch Liquids swim team, you can visit their website here.
Posted By Eric Israel on August 2, 2010
Fannie Mae intends to file lawsuits against so-called strategic defaulters and force them to wait seven years before obtaining another mortgage backed by the organization. But experts wonder how the firm will determine which home owners defaulted strategically.
Experts also question whether the policy is viable given its departure from White House initiatives to bolster the housing market.
The policy is intended to force borrowers to pursue short sales or surrender the deed, rather than enter foreclosure, says Fannie Mae.
Posted By Eric Israel on August 1, 2010
Officials charged with monitoring the financial bailout on Wednesday criticized the U.S. Treasury Department for its handling of the housing rescue program.
Neil Barofsky, special inspector general for the Troubled Asset Relief Program, chastised Treasury for its unrealistic goals and expectations. “I fear that the growing public suspicion that this program is an outright failure will continue unless and until Treasury … comes clean with what its goals and expectations are.”
Elizabeth Warren, who chairs the bailout Congressional Oversight Panel, said, “It’s too small, it’s too slow. The program is based on the assumption that we will pay the servicers a bribe to make a deal between the homeowner and the investor who’s still holding the paper and it has not worked well.”
Posted By Eric Israel on July 31, 2010
People think that a bankruptcy will cleanse them of their debts. That is a myth. Here is why. Yes, it’s true, that a Chapter 7 Bankruptcy will release a debtor of all debts. The problem is that most of the bankruptcy laws were changed in 2005. This law makes it much harder to file a Chapter 7 bankruptcy.
Now the judges have to steer debtors towards a Chapter 13. What does a Chapter 13 bankruptcy mean? It means that a debtor will have to repay part (if not all) of their debts. In addition, the debtor has their finances managed by the bankruptcy trustee. And, the debtor has to pay that trustee!
If a person just stops paying their debts, then they can actually pay less money than they would with a Chapter 13 bankruptcy. Let’s face it. The people who handle bad debt are so disorganized. Yes, it’s very similar to how a “servicer” handles a third party loan. Most big companies don’t have the stomach to do the hard work of collecting money. That is why they farm that hard work out to a collection agency. What does the collection agency do? They just call the person over and over again. (more…)
